BI analyses

We are intensively developing BI analyses on data collected in BIK Group databases. These cover trends in the use of credit by individual customers and businesses.

The purpose of the analyses is to explore statistical knowledge of how we use credit, trends in sales and credit quality of individual products, customer profile and credit risk assessment, trends over time and trends in administrative divisions or using geo-location.

Analyzes are prepared for entities in the banking sector, the lending sector, financial market regulators, local governments, universities, but also for business entities in industries related to the sale of consumer goods.

The results of the analyses are presented in graphical or tabular form, or are made available as a set of data that are further used in the internal analyses of our partners.

BI analyses are used by our partners as a market benchmark, most often in evaluating their own business in terms of product sales levels, risks taken or CRM effectiveness.