We implement advisory projects in the scope established individually.
We implement advisory services in the scope established individually.
Typical projects we implement include:
We build scoring models to assess credit risk, fraud risk, customer loyalty models, spatial models.
The models are designed to evaluate individual customers or entrepreneurs.
The basis for the construction of models is analytical data of Partners and BIK Group data.
In modeling, we use traditional statistical methods, as well as Machine Learning, Artificial Intelligence methods.
We perform validation of Partner's internal scoring models and BIK scoring models on dedicated portfolios.
We implement models on the BIK side.
We support the implementation of models on the Partner's side
(defining the scope of information to be collected, setting cut-off
points and reporting system, supporting testing processes).
We conduct analyses (recommendations) of the acceptance/rejection point in the model.
We do the calibration of models.
We develop methodologies and prepare model monitoring templates.
