We implement advisory services in the scope established individually.
Typical projects we implement include:
- We build scoring models to assess credit risk, fraud risk, customer loyalty models, spatial models.
- The models are designed to evaluate individual customers or entrepreneurs.
- The basis for the construction of models is analytical data of Partners and BIK Group data.
- In modeling, we use traditional statistical methods, as well as Machine Learning, Artificial Intelligence methods.
- We perform validation of Partner's internal scoring models and BIK scoring models on dedicated portfolios.
- We implement models on the BIK side.
- We support the implementation of models on the Partner's side (defining the scope of information to be collected, setting cut-off points and reporting system, supporting testing processes).
- We conduct analyses (recommendations) of the acceptance/rejection point in the model.
- We do the calibration of models.
- We develop methodologies and prepare model monitoring templates.
